Travel insurance tips for yacht charters

Chartering a yacht for your vacation can be a great way to explore new destinations and have a unique and exciting travel experience. However, it's important to remember that yacht charters come with their own set of risks and potential complications, which is why it's crucial to have the right travel insurance in place.

When it comes to travel insurance for yacht charters, there are a few key things to consider. First, it's important to make sure that your travel insurance policy covers yacht charters. Some policies only cover land-based activities, so it's important to check that your policy specifically includes yacht charters.

Next, you'll want to look at the types of coverage included in your policy. Some policies may only provide basic coverage, such as medical expenses and trip interruption, while others may offer more comprehensive coverage, such as emergency evacuation and lost or damaged luggage. Be sure to carefully review the coverage provided by your policy to make sure it meets your needs.

It's also important to note that yacht charters come with their own set of unique risks. For example, you may be responsible for any damage to the yacht that occurs during your charter, and you'll need to make sure that your policy includes coverage for this type of situation. Additionally, you'll want to be sure that your policy covers emergency evacuation in the event of a medical emergency or other situation that requires you to leave the yacht and return home.

Finally, when it comes to travel insurance for yacht charters, it's important to read the fine print and understand the exclusions and limitations of your policy. For example, some policies may not cover certain types of water sports or activities, so it's important to check that your policy covers the activities you plan to do while on your boat charter.

In summary, travel insurance for yacht charters is an essential part of planning your vacation. Make sure to choose a policy that covers yacht charters, offers the types of coverage you need, and includes emergency evacuation and other key protections. By carefully reviewing your policy and understanding its limitations, you can help ensure that your yacht charter vacation is both enjoyable and safe.


Find the insurance policy you need with our trusted partners, Schomacker and Pantaenius.

The most interesting insurance policies you might be interested in while chartering a yacht are:

Deposit Insurance

  • Covers the full or partial retention of the deposit amount
  • Up to €20,000 deposit amount
  • Also unauthorised retention in case of damage to chartered yacht & dinghies

Travel Cancellation Insurance

  • Reimburses contractually owed cancellation costs for your charter in the event of cancellation and abandonment
  • For return travel costs & hotel costs
  • Cover in the event of insolvency of the charter agency for an additional charge

Skippers Liability Insurance

  • Covers the legal liability risks of skipper and crew
  • Coverage of € 5 or 10 million
  • e.g. grossly negligent damage to the boat or charter loss costs

Travel Health Insurance

  • Protects skipper and crew in the event of illness and covers return transport
  • Treatment and medicines
  • Return transport

Personal Accident Insurance

  • Protection in the event of disability or death due to an accident
  • For skipper and crew
  • On board and ashore

Learn more on pantaenius.com.